Travel insurance used to be the best kept secret of backpackers and corporate types alike, until the masses went and half-ruined it for the rest of it, but it's still half-fantastic and nothing you should even think about missing.Check it out, if you're going overseas, specifically to a place where you don't consider the health care systems less than modern, this insurance can do more than save you money, it can save your life.
For the low price of maybe $10 to $50 per day, you can buy a policy that will afford you emergency airlift from anywhere in the world back to a first-world medical nation, and all for a couple-dozen bucks a day.
If you are traveling, don't short-change yourself. I cracked the bridge of my nose in Shanghai, China some years back, and had no way of fixing it. Luckily, I was able to go home purple-in-the-eyes and infected in the sinus area. Should have not been so cheap with myself, you know?